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Host Financial

This week we reviewed 25 member posts and picked the 10 that stood out. Price cuts in the Smokies and Texas, a seller-paid rate buydown, posted revenue out of Kentucky and Georgia, and a cash-only Daytona condotel pair led the list.

This week's featured listings are in Keystone, Colorado, where sellers are cutting.

64 of the 168 active listings in Redfin's Keystone search are priced below their original ask. 30 of those cuts came since October 1, and the median cut is 5.9%.

Homes are sitting longer. Active listings show a median 127 days on market, and homes that sell are taking about 105 days, up from 43 a year ago. Sale price per square foot is down 5.3% year over year, to $856.

The draw for STR buyers: the Town of Keystone sits in a resort overlay zone with no cap on short-term rental licenses.

Confirm the unit is inside town limits and check HOA rental rules first before you spend too much time underwriting.

60 Oro Grande Dr #203, Keystone, CO

CO | Keystone • $599,000

Cut $151,000 from its $750,000 list price, and the listing reports a strong Airbnb rental history.

2 bd / 2 ba · 827 sq ft · Private deck, hot tub · Short walk to the Mountain House base area

Listed by Megan Wheat, Slifer Smith & Frampton R.E. MLS #S1070958.

22784 US Highway 6 #2640, Tenderfoot Lodge

CO | Dillon • $1,095,000

Down $180,000 from its $1,275,000 list price, and the listing reports consistently strong rental numbers for several years.

3 bd / 3 ba · 1,352 sq ft · Tenderfoot Lodge · Updated kitchen and baths

Listed by Jordan Vecchiarelli, Keller Williams Realty Urban Elite. MLS #2999793.

100 Dercum Sq #8371, Buffalo Lodge, Keystone, CO

CO | Keystone • $580,000

Now $79,000 under its $659,000 list price, a slope-view unit an easy walk from River Run Village.

1 bd / 1 ba · 590 sq ft · Buffalo Lodge, direct ski slope views · End-of-hall unit, open floor plan

Listed by Ryan Walsh, Slifer Smith & Frampton, Summit County. MLS #2522101.

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Host Financial

Host Financial Minute

October CPI came in hot yesterday: prices rose 0.4% for the month and core rose 0.3%, both above forecasts.

That core number meets the line Fed Governor Waller set hours earlier, when he said a half-point hike should be considered at the Dec. 8-9 meeting.

The 5-year Treasury, which most DSCR loans price off, jumped about 11 basis points to near 4.80% on the news. That gives back part of the recent relief, after Freddie Mac's 30-year average fell to 7.18% on Nov. 5, its third straight weekly drop.

If you have a deal in motion, locking terms before December's meeting is worth more today than it was yesterday.

🔻 Member Marketplace Picks

Verify before you trust. Not a disclaimer. The only rule.

FL | Largo • $799,000

Back on the market at a reduced price after the previous buyer's financing fell through.

4 bd / 3 ba · 2,410 sq ft · Screened pool and spa, separate Jacuzzi · X flood zone, whole-home generator

FL | Daytona Beach • $110,000

Two oceanfront condotel units sold as a pair for $110,000 total, cash or hard money only, closing by Nov. 20.

2 condotel units · Oceanfront resort · Sold together only · Message "DAYTONA" for details

TX | Grand Prairie • $579,995

Price improved, and the seller offers a 1-1 buydown that could cut the buyer's rate by 1% for the first two years, subject to lender approval.

4 bd / 3 ba · Renovated three-story home · Operating as an Airbnb · 2-year rate buydown

KY | Shelbyville • $610,000

$97,787 gross on Airbnb and VRBO from Nov 2025 through Oct 2026, self-reported, on the Bourbon Trail.

4 bd / 2.5 ba · 2,012 sq ft · Inground pool and hot tub · Lake views, double lot, 1 acre

TN | Sevierville • $530,000

A $10,000 price drop on a cabin with $137K+ in documented 2025 updates and an established guest track record, self-reported.

Sleeps 10 · $137K+ in 2025 updates · Established rental history · Smoky Mountains

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TN | Sevierville • $745,000

A $5,000 price drop and $93,000+ in rental income over the past 12 months, self-reported.

3 bd / 3 ba · Nearly 1 acre, mountain views · Short- and long-term rentals permitted · $300 annual HOA

GA | Lithonia • $649,000

$111K+ gross in each of the past 2 years and on pace to beat it this year, self-reported.

Fully furnished, turnkey · Active Airbnb listing · Airbnb link in the post · Seller-managed

KY | Louisville • $995,000

A three-unit STR near Whiskey Row with management already in place and a full 2023 renovation.

3 units, 5 bd / 3 ba plus powder room · Renovated 2023 · 5 off-alley parking spaces · Rear patio

PA | Blakeslee • $529,900

A legal 5-bedroom already generating $74,000 in revenue, self-reported, with room to expand to 6 or 7 bedrooms, subject to approvals.

5 bd / 3 ba · Public sewer · $800/yr HOA · Turnkey, operating now

FL | Panama City Beach • $349,000

No HOA, STRs allowed, and a new roof before closing; the seller projects $35K+ a year, which is a projection, not a track record.

3 bd / 2 ba · 1.5-car garage · Room for a pool · Golf cart ride to the beach

Have a property you want considered for our weekly Top 10?

We review member submissions every week for our editorial picks. Post your listing for free in our group to get it on the scout board.