Today's issue is brought to you by Host Financial
This week we reviewed 24 member posts and pulled the 10 most interesting. Price cuts in the Smokies and Loveland, sellers posting actual numbers, and a run of unusual properties stood out, from a container pool cabin on Table Rock to a treehouse on the Grand River.
🔻 Featured Marketplace
This week's featured listings are all college town STRs, near Texas A&M, Ole Miss, and the University of Alabama. Campus towns draw guests who are not tied to tourism seasons: home football weekends, graduations, move-in, parent visits, recruiting trips, and visiting faculty. University payrolls and enrollment tend to be steadier than the wider local economy in a downturn, and if STR demand or local rules shift, student and mid-term leasing give you a built-in fallback. Check city STR rules and any HOA terms before you underwrite game-day rates.
TX | College Station • $255,000
Now $55,000 under its first list price of $310,000, and already live on Airbnb and VRBO a few minutes from Texas A&M.
3 bd / 2.5 ba · 1,516 sq ft · New HVAC 9/2026 · Furnishings available for $8,000
Listed by Theresa Slocum, Coldwell Banker Apex, REALTORS. MLS #26012749 (BCSRMLS).
MS | Oxford • $791,154
Three upstairs bedrooms with an optional side entrance have already run as a short-term rental, on 3.39 acres about 6 minutes from the Square.
5 bd / 3.5 ba · 4,186 sq ft · 3.39 acres, no HOA · Barn, riding arenas, sauna
Listed by Fergie Crill, RE/MAX Legacy. MLS #168860 (NCMBR).
AL | Tuscaloosa • $1,675,000
Eight units near the University of Alabama with sprinkler systems already installed, a feature the listing flags for STR use, subject to local approvals.
Seven 2 bd / 2 ba units, one 3 bd / 2 ba · 9,560 sq ft · 0.78 acres · Granite, stainless appliances
Listed by John Randall and Jason Gray, Keller Williams Tuscaloosa. MLS #178094 (WAMLS).
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Host Financial Minute
Rates eased again: Freddie Mac's 30-year average fell to 7.24% on Oct. 29, the second straight weekly drop and the lowest reading of the month.
The 5-year Treasury, which most DSCR loans price off, closed Monday at 4.70%, down about 30 basis points in a month.
The Fed held at 3.75% to 4% last Wednesday, but two members voted for a hike, September PCE inflation rose to 3.6%, and futures priced about an 85% chance of a hike at the Dec. 9 meeting.
The window is still open, and STR sellers facing slow-season carrying costs will favor the buyer who can close before year-end. A pre-qual letter from a trusted STR lender is key to win more offers.
Host Financial underwrites on what the property actually earns, using real STR income history or projections, and prices across multiple capital partners so you can lock terms before December's Fed meeting.
🔻 Member Marketplace Picks
Verify before you trust. Not a disclaimer. The only rule.
TN | Sevierville • $669,000
Price reduced and the seller says bring an offer: $74k gross in 2025 and over $70k so far in 2026, self-reported.
2 bd / 2 ba, sleeps 8 · Hot tub and sauna · Outdoor projector and fire pit · Turnkey furnished, flat lot
AR | Omaha • $599,000
A container pool cabin by Cricket Creek Marina on Table Rock, with a $50,000 seller credit and about $95k in 2025 gross bookings, self-reported.
3 bd / 2.5 ba, 1,280 sq ft · Heated container pool, hot tub, rooftop deck · No HOA, turnkey furnished · Extra 0.21-acre build lot may convey at full price
AR | Omaha • $1,500,000
Four producing A-frames plus a shared indoor pool house: 377 paid stays in 2025 and $429,849 gross from Sep 2024 to Sep 2026, self-reported.
4 A-frame cabins · Shared indoor pool house · 3 improved acres near Cricket Creek Marina · Single cabins from $325,000
AL | Fort Morgan • $1,095,000
Beachfront FSBO posting actuals, not projections: $150k to $184k gross and $91k to $127k NOI each year from 2023 to 2025, self-reported.
4 bd / 3.5 ba · Beachfront duplex side set up as a condo · $0 county land value, full basis depreciated per seller · Self-managed, P&L and tax docs available
NC | Wilmington • $595,000
$98,648 in trailing 12-month gross bookings, 16.6% of asking, from a Superhost listing with 4.89 stars, self-reported.
5 bd / 3 ba, sleeps 12 · 2,304 sq ft on 0.46 acre · 10-person swim spa, owned 9.77 kW solar · New roof 2026
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MI | Ionia • $400,000
A treehouse 13 feet up on 6+ acres of Grand River frontage, on track for $65k+ in 2026 after platform fees, self-reported.
Sleeps 6, ADA accessible · 4.98 Airbnb rating · Fred Meijer Trail crosses the property · Expected to appraise low, plan $100k+ cash
CO | Loveland • $500,000
Newly reduced, with $80k+ in STR gross over the last 12 months plus a heated 3-car shop leased at $850/mo, self-reported.
4 bd / 2 ba · Hot tub, fenced yard · Blocks from Old Town · Turnkey furnished, income docs in post comments
TN | Pigeon Forge • $1,295,000
Price improved on a Sherwood Forest Resort cabin with a private indoor pool, private theater, and arcade.
4 bd / 4.5 ba · 4,080 sq ft · Sauna, hot tub, fireplace · Rental info available from the agent
MO | St. Louis • $420,000
Shaw neighborhood duplex with $73,428 in actual trailing 12-month gross, self-managed, self-reported.
Two 2 bd / 1 ba units · Laundry in each unit · About $6,119/mo combined average income · Set up for STR or mid-term
SC | Sumter • $220,000
Built in 2025 and grossed $54,724 on Airbnb at 84.7% occupancy in the 12 months ending Nov 1, 2026, self-reported.
3 bd / 2 ba, about 1,100 sq ft · Superhost, 4.93 stars, 76 reviews · Furnished, everything conveys · No HOA, 1-car garage, fenced yard
Have a property you want considered for our weekly Top 10?
We review member submissions every week for our editorial picks. Post your listing for free in our group to get it on the scout board.