Today’s letter is brought to you by Host Financial
Three days out from the number that decides this.
August CPI is released Friday morning, September 11, five days before the Fed's rate decision. Consensus has it rising 0.3% for the month, 2.9% year over year, both essentially matching July. Core CPI is expected at 0.3% monthly, 3.1% annually, unchanged from last month.
Unchanged doesn't mean uneventful. Some economists project core CPI closer to 0.2%, a touch below the recent monthly average, and that split matters. A soft print gives doves room to argue inflation isn't reaccelerating. A hot one hands the hawks their case, and there are already three FOMC members on record favoring a hike.
Either way, the deal in front of you still has to qualify.
Host Financial underwrites on what the property earns, using actual STR income history or income projections, not market rents like most DSCR lenders claim to but don't actually use. And because they price across multiple capital partners instead of one rate sheet, they can shop your file for the best terms available in any market condition, Friday's print included.
A Colorado Beauty with $120k Price Drop
Eighteen deals this week priced from $155.9k to $2.05m.
Blue Ridge, GA — a converted shipping container home, five minutes from downtown. We have never run one of these.
Palmer Lake, CO — $120,000 price drop, and permits for both a primary and a secondary STR on the same lot.
Panama City Beach, FL — three years of receipts, $210K to $252K gross, on a 7-bedroom lockout with $530 HOA. A year.
Long Beach, CA — four years averaging $80K to $90K gross, and the seller lived in the ADU the whole time.
Nashville, TN — $8K to $9K a month since a management change in May. Same house, new operator.
Southwest Michigan — $45,000 at 40% occupancy, in a town that stopped issuing STR permits. Do the math on what full occupancy looks like.
Got a hot STR for sale?
Sent free to STR Scout members — real listings, sourced from our group, zero sales pitch. We don't represent buyers or sellers. We just connect you to the deal.
Post yours free in STR Homes for Sale
🔻 MEMBER MARKETPLACE
Verify before you trust. Not a disclaimer. The only rule.
CA | Long Beach • $1,250k
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Four years averaging $80K to $90K gross on an owner-operated Long Beach STR in one of LA County's few legally permitted cities.
Permitted detached ADU · House-hacked model · Large lot + detached garage · Historic main home · Owner-operator, no agent
FL | Panama City Beach • $2,050k
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Three years of documented gross revenue averaging $226K on a 7-bedroom Panama City Beach lockout with $530 annual HOA.
2023–2025: $210K–$252K gross (self-reported) · ~11% gross yield at ask · $530/year HOA · Sleeps 22, 7BR · Bottom-level lockout, 2 kitchens · 75 steps to beach
AL | Gulf Shores • $414k
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Nearly $50,000 in annual gross revenue on a top 5% Airbnb condo, steps from the beach in Gulf Shores.
Top 5% Airbnb ranking (self-reported) · Low-rise, low HOA · Heated gulf-front pool · 2BR/1BA · 13 new direct flights into GUF
CO | Palmer Lake • $1,675k
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Price dropped $120,000 on a Palmer Lake estate with both primary and secondary STR permits allowed, plus partial-year revenue near $30K to $40K.
56 days on market · Primary + secondary STR permits · Revenue self-reported, partial year · 2.21 acres, creek frontage · 5BD/4.5BA, 4,459 SF · Separate guest suite, own entrance
FL | Panama City Beach • $225k
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$36,000 in rental income last year on a fully furnished, gated-community condo minutes from the beach in Panama City Beach.
3BD/2BA, 1,195 SF · Gated community, resort amenities · Fully furnished · MLS #784103, Active · Minutes to beach, dining, entertainment
FL | Bradenton • $830k
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Year one grossed $120,000 with year two pacing toward $130,000 on this Bradenton, FL short-term rental.
FL | Bradenton • $900k
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$106,000 booked in the first 12 months, pacing toward $145,000 for year one, with a private pickleball court in Bradenton, FL.
Private pickleball court + pool
GA | Blue Ridge • $375k
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A converted shipping container home five minutes from Downtown Blue Ridge, a construction type rarely seen in this vacation rental corridor.
5 minutes to Downtown Blue Ridge
GA | Dahlonega • $1,500k
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$95,000 gross through September 6 and pacing toward $150,000 for 2026 on a 6.5-acre Dahlonega mountain retreat bordering National Forest.
5.0-star rating, 26 reviews · Top 5% eligible Airbnb · 5BD/3.5BA, sleeps 12 · Private pool, hot tub, theater, putting green · Seller-adjacent transition support · 3,500 SF barn, unfinished upside space
MI | Southwest Michigan • $425k
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$45,000 gross at just 40% occupancy on a grandfathered Southwest Michigan STR in a town that has stopped issuing new permits.
Grandfathered permit, town at STR cap · 3BR/2BA, 1,800 SF · Near popular Chicagoland getaway · No other permits being issued
NC | Carolina Beach • $334.9k
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$15,000 price cut on September 2 with a tenant locked in through March 2027 on a top 10% Airbnb-ranked Carolina Beach condo.
Tenant in place through 3/30/27 · 5-star rating, Guest Favorite status · Top 10% of eligible Airbnb homes · Ocean + ICW views · Beach access across the street · 1BR/1BA, 498 SF
TN | Sevierville • $349.9k
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$20,100 price cut on August 13 plus $42,000 in trailing gross revenue on an active-permit log cabin near Gatlinburg.
Active STR permit · No HOA · 1BR + bonus room, 2BA, 864 SF · True hand-hewn log cabin · 8 mi to Gatlinburg, 14 mi to Dollywood
TN | Sevierville • $455k
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$61,450 gross revenue over the trailing 12 months on a Smoky Mountain cabin minutes from Great Smoky Mountains National Park.
Sleeps 8, 2BR + loft · Hot tub with projector, movie screen · Neighborhood pool · Buyer's agent commission offered · Fully furnished
TN | Dayton • $549.9k
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$62,000 net operating income at an 11.3% cap rate on a lakefront quadplex with four active short-term rental units.
4 rental units · Currently operating as STR · Lakefront on Lake Chickamauga · Extensive recent updates: flooring, electrical, decks
TN | Nashville • $799k
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Averaging $8,000 to $9,000 gross per month since a May management change, on a 4-bedroom speakeasy-themed Nashville STR.
Each bedroom has private en suite · Rooftop with city views + hot tub · Game room: karaoke, pool table · 3.8 miles from Downtown Nashville · Non-owner-occupied STR
This week we reviewed 26 Member posts and 15 made the cut for the newsletter. Got one that did not make it?
Post your property in STR Homes for Sale.
💪 Purchase Power: Win More Offers
A seller who's already cut price twice wants a buyer who can actually close, not just make an offer. Host Financial is who I personally recommend for STR loans. Get pre-qualified before you call on any of these.
🔻 MOTIVATED SELLER STRs
A few deals we scouted for you with potential seller motivation in your favor.
AL | Gulf Shores • $899.9k
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356 days on market and a $99,100 cumulative price cut on a 5-bedroom Gulf Shores home with dual primary suites.
4 price reductions since Sep 2025 (public record) · Cumulative decline 9.9% from original list (public record) · 5BD/3BA, 3,291 SF, 0.42 acres · Dual primary suites, elevator/lift · New roof + HVAC per owner · Little Lagoon views
FL | Gulf Breeze • $892k
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A fresh $8,000 cut today and $75,900 cumulative decline since April on a 2-bedroom Gulf Breeze waterfront home with a private dock.
140 days on Redfin vs. 64-day local average (public record) · 2BD/2 full + 2 half BA, 1,500 SF · 0.43 acres, direct waterfront · Covered dock, 10,000 lb boat lift · In-ground pool with slide · New metal roof
AZ | Phoenix • $155.9k
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Five price cuts totaling $24,000, 13.3% below original list, on a Phoenix condo where HOA covers every utility.
160 days on Redfin vs. 97-day local average (public record) · 5 price reductions since April (public record) · HOA covers electric, water, sewer, garbage · New HVAC (2025), new flooring · 2BD/2BA, 863 SF · Walking distance to light rail
Have a great week and happy scouting!
Andy