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Real talk: the Fed just held rates steady for the fifth meeting in a row. But three officials wanted to raise them instead.
That's not a market waiting to hand you a better number. That's a market where the next move might go the wrong way. If you're sitting on cash hoping rates ease up, you're not being patient. You're betting against the people setting the rate.
Host Financial qualifies you on what the property earns, not your tax returns. So you can find out today whether the deal in front of you actually works, instead of waiting on a rate cut that may not show up.
➡️ Show Me My Number
Eight deals made the cut this week. Three are worth reading closely.
Pensacola Beach, FL — $198,000 gross in 2025 with transferable future bookings.
Lehi, UT — $351,000 spread between purchase price and appraised value, seller carrying at 7%.
Bigfork, MT — $150,000 price cut on a property running five STR units, a laundromat, and mini-storage.
Eight interesting deals to explore this week, $235k to $2.1M.
Got a hot STR for sale?
Sent free to STR Scout members — real listings, sourced from our group, zero sales pitch. We don't represent buyers or sellers. We just connect you to the deal.
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FL | Panama City Beach • $235k
Panama City Beach condo generated $36,000 in rental income last year on a fully furnished, MLS-listed unit.
$5K seller-paid closing costs · MLS #784103 (Active) · Fully furnished · Gated community, resort amenities · 3 bed · 2 bath · 1,195 SF · Minutes to beach, dining, entertainment
FL | Panama City Beach • $375k
Panama City Beach Gulf-front condo nets roughly $40,000 self-managed, with a rare direct-balcony master suite over the water.
HOA $2,420/quarter incl. cable/wifi/utilities (self-reported) · Low-floor Gulf-front, direct balcony access · Completely renovated · 1 bed · 1 bath · 3 Gulf-front pools, gated resort · Next to Pineapple Willy's
FL | Pensacola Beach • $1.55M
Pensacola Beach vacation rental grossed $198,000 in 2025, with transferable future bookings and a proven self-management system already in place.
(Active) · Transferable future bookings · Self-managed system · Heated pool, spa, game room · 6 bed · 4 bath · 3,270 SF · Sleeps 21, steps from the Gulf
GA | Blue Ridge • $745k
Blue Ridge cabin brings in an estimated $60K to $80K a year, with an ensuite bath on every level across 2.34 private acres.
12 min to downtown Blue Ridge · Hot tub, fire pit, game room · Wrap-around porches · 3 bed · 3 bath · 3,420 SF · 2.34 acres
MN | Saint Paul • $479k
Saint Paul 4-plex generates $60,000 a year from three licensed short-term rental units, with a fourth unit available to the buyer.
3 licensed STR units operating (self-reported) · Brand-new roof · Newer furnace and water heater · Near downtown, State Capitol, Green Line · Flexible for STR, long-term, or house hack · Owner-occupied 4th unit
MT | Bigfork • $2.1M
Bigfork multi-income property dropped $150,000 to $2.1 million, pairing five Airbnb-ready units with an operating laundromat and mini-storage on site.
Price cut from original list (self-reported) · 5 Airbnb-ready units (two 2BR, three 1BR) · Coin-op laundromat, new Speed Queen machines · Keypad-locked mini-storage · Remodeled 2018 · Heart of Bigfork village, Flathead Lake
SD | Keystone • $525k
Keystone STR near Mt Rushmore averages $65,000 in annual gross revenue, with the seller relocating for family after planning to retire there.
Seller relocating, family circumstances (self-reported) · Third-party management in place · 5 min to Mt Rushmore · Hot tub, fireplace · 2 bed · 2 bath · Fenced yard, Black Hills National Forest views
UT | Lehi • $849k
Lehi STR carries a $351,000 spread to its appraised value, with the seller financing $699,000 at 7% interest-only and a 7-year balloon.
Grandfathered commercial STR permitting · Inspections complete · $150K down plus closing · Seller-finance $699K at 7%, $4,078/mo interest-only · 7-year balloon · 4 bed · 2 bath · 1,617 SF
This week we reviewed 22 submissions. 8 made the cut. Want to reach more buyers? Post your property in STR Homes for Sale.
💪 Purchase Power: Win More Offers
A seller who's already cut price twice wants a buyer who can actually close, not just make an offer. Host Financial is who I personally recommend for STR loans. Get pre-qualified before you call on any of these.
🔻 MOTIVATED SELLER STRs
These tie into what we covered Monday on home price reversion to the mean. Here are a few sellers in those same markets already feeling it.
CA | Palm Springs • $215k
Palm Springs condo cut $50,000 off its asking price in five months, now 168 days on market against an 84-day area average.
$50K cumulative price cut since Feb (public record) · 168 days on market vs. 84-day area average (public record) · HOA $515/month · Tenant-occupied through Oct 2026 · 1 bed · 1 bath · 589 SF · Palm Springs Villas II resort community
TN | Nashville • $690k
Nashville NOO-STR condo cut $105,000 since February, now sitting 166 days on market versus a 62-day area average.
$105K cumulative price cut since Feb (public record) · 166 days on market vs. 62-day area average (public record) · NOO-STR eligible · 1 mile to Broadway, SoBro, The Gulch · 2 bed · 2 bath · 987 SF · Rooftop lounge, 24-hr fitness
CA | Palm Springs • $799k
Palm Springs mid-century condo cut $100,000 in five weeks, now 161 days on market against an 84-day area average.
$100K price cut, Mar to Apr 2026 (public record) · 161 days on market vs. 84-day area average (public record) · Seven Lakes Golf and Country Club · HOA $1,704/month · 2 bed · 2 bath · 1,923 SF · 15 community pools, guard-gated
TX | Dripping Springs • $600k
Dripping Springs property cut $65,000 since March, with a fresh $27,000 reduction landing today on 2 private acres.
$65K cumulative price cut since March (public record) · $27K of that cut today (public record) · 148 days on market (public record) · Guest house with separate rental potential · 3 bed · 2 bath · 2,185 SF · Backs to Little Barton Creek
CA | Palm Springs • $695k
Palm Springs pool home relisted $74,000 below its original ask, a 9.6% cut on a home priced at $495 per square foot.
$74K cumulative price cut from original list (public record) · 10 days on current listing (public record) · Desert Park Estates neighborhood · Owned solar · 3 bed · 2 bath · 1,404 SF · Heated pool and spa
TN | Nashville • $1.2M
Nashville NOO-STR townhome cut $49,000 in price and has sat 146 days on market, well above the area's 87-day average.
$49K price cut, Mar to Apr 2026 (public record) · 146 days on market vs. 87-day area average (public record) · NOO-STR eligible · 8 min to new Titans stadium · 4 bed · 4 bath · 2,012 SF · Rooftop hot tub, skyline views
TX | Lago Vista • $249k
Lago Vista lakefront condo has sat 178 days on market after a $10,900 price cut in July.
178 days on market (public record) · $10,900 price cut, Jul 2026 (public record) · Lake Travis island community, private marina · HOA $450/month · 1 bed · 1 bath · 791 SF · Investment potential as STR or LTR
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